---
title: "Is credit card fraud a felony in Rhode Island?"
description: "It depends on the dollar amount and the subsection charged. Lower-value unauthorized use is a misdemeanor, punishable by up to one year in the Adult Correctional Institutions (ACI). Higher-loss..."
url: https://bankandmunns.com/faq-items/is-credit-card-fraud-a-felony-in-rhode-island/
date: 2026-04-22
modified: 2026-04-22
author: "Bank and Munns"
type: avada_faq
lang: en
---

# Is credit card fraud a felony in Rhode Island?

It depends on the dollar amount and the subsection charged. Lower-value unauthorized use is a misdemeanor, punishable by up to one year in the Adult Correctional Institutions (ACI). Higher-loss cases, aggregated schemes, possession of counterfeit cards, and skimming-device cases are all felonies. Rhode Island lets prosecutors aggregate the total value of multiple transactions in a single scheme, so a series of small transactions can be charged as a felony if the total crosses threshold. A **Rhode Island credit card fraud lawyer** can look at the complaint, confirm the subsection, and tell you whether the aggregation is legally supported. When the aggregation is weak, charges often reduce to misdemeanors before trial.